Underwriting Manager (Luxembourg or EU Freelance Contract

Permanent contract

Insurance

Leudelange, Luxembourg

Description

As Underwriting Manager, you will report to the Head of the International Non-Life department.

Your main missions will be to:

Develop a profitable and sustainable portfolio which covers several lines of business (motor, property, extended warranty, etc).
Evaluate risks objectively, identify potential issues or inconsistencies in applications, and propose appropriate solutions or risk mitigation strategies in collaboration with our product managers and actuaries.
Develop underwriting guidelines for the lines of business we address in our portfolio.
Evaluate applicant information, claims history, market trends, and financial indicators to
determine coverage eligibility and pricing with a profound understanding of insurance principles,
policies, regulations, and industry trends. This includes knowledge of different types of insurance
products, risk assessment methodologies, underwriting guidelines, and compliance
requirements.
Analyze complex data sets, risk assessment, and make informed underwriting decisions together
with our actuaries and our product managers. Verify adequacy with reinsurance coverage and
subjectivities.
Review policy terms, and documentation with a special attention to detail.
Communicate effectively with our partners and other stakeholders (intern or extern), clearly
convey complex insurance concepts, negotiate terms, commission models and address inquiries
or concerns from customers or colleagues.
· ·
Challenge pricing models, policy management, and data analyses in regard to efficiency and
accuracy.
Stay updated on industry trends, emerging risks, regulatory changes, and advancements in
technology or underwriting practices.
Participate in the discussions on product improvement with our product managers, claims expert
as well as process optimization.

Benefits and perks

TOIL
Remote

Ideal profile
Your profile:

Prior experience of several years in a similar role is highly desirable. Ideally you have managed
portfolios of fleet or have helped develop portfolios for MGAs or insurance providers in a similar
field.
Quantitative / actuarial background a plus.
You have a proven record of managing heterogeneous portfolio.
You are proactive and a strong communicator and fluent in English, any other language is a plus.
You hold a bachelor’s degree preferably in fields such as insurance, risk management, finance,
business administration, economics, mathematics, or a related discipline. Advanced degrees or
professional certifications are a plus.
Knowledge of insurance regulations and compliance requirements and familiarity with insurance
policies, coverage types, and exclusions.
Proven ability to work with spreadsheets for data manipulation and analysis.
With a creative mind: you know how to imagine and implement new solutions and products.
Customer orientation, professional rigor, critical thinking, and proactivity.
Agility and pragmatism in a complex and changing environment.
Occasional business trips to Luxembourg if working in a freelance framework.

Level
Level of education : Master
Desired experience: more than 5 years

Expected skills
Risk Management , Underwriting

Language Requirements
English – Fluent

Current gross

60 – 90 k€ without variable

Salary over 13 months

Apply: anttechhr@gmail.com